Privacy Policy

App: Loan Calculator: Tamweel & EMI (package com.tamweel.calculator)
Developer: SafePath Apps
Effective date: 31 October 2026

1. Summary

The app is a free financial calculator. There is no account or sign-up. The numbers you enter (salary, obligations, loan amounts, rates) are processed only on your device and are never sent to us. The app shows ads from Google AdMob, which may collect some device data as described below.

2. Data stored on your device

Saved calculations, loan trackers, preferences (language, theme, country), cached bank-rate data and an optional company logo for PDF reports are stored locally on your phone. We have no server that receives this data. You can delete it at any time by clearing it in the app, clearing the app's storage, or uninstalling the app.

3. Advertising (Google AdMob)

The app uses Google AdMob to show banner, interstitial and app-open ads. Google may collect and process the advertising ID, IP address, device and app information, and ad interaction data to deliver, measure and (where permitted) personalise ads and to prevent fraud. See How Google uses information from apps that use its services and Google's Privacy Policy.

4. Consent (Google UMP)

Where required by law (for example in the EEA, UK and Switzerland, and certain US states), the app shows a Google User Messaging Platform consent form before personalised ads are used. You can change your choice at any time from Settings → Privacy options. You can also reset or delete your advertising ID in your Android settings.

5. Internet access

The app connects to the internet to load ads and to download a public file of indicative bank rates. No personal data is uploaded when the rates file is fetched.

6. Notifications

If you enable payment reminders, the app schedules local notifications on your device. They are created on the phone and are not sent through our servers. You can turn them off in the app or in Android settings.

7. Photos (logo picker)

If you choose to add a logo to PDF reports, the app opens the Android photo picker so you can select one image. The image is stored only in the app's local storage and is never uploaded.

8. Sharing and email

When you share or email a result or PDF, Android's share sheet hands it to the app you choose (for example Gmail or WhatsApp). We do not receive a copy.

9. Children

The app is not directed at children under 13 and is intended for adults planning finance.

10. Disclaimer

Results are estimates for planning only. We are not a bank or lender and do not give financial advice. Always confirm figures with your bank.

11. Changes and contact

We may update this policy; the effective date above will change. Questions: thailottopickwheeler@gmail.com